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BIPOC Lending product Needs name

BIPOC – led organizations are historically underfunded.  That's why American Nonprofits, LenDonate, and Mission Driven Finance have joined together to create a new way to fund these vital, small organizations. By leveraging government guarantees and private, public, and nonprofit collaboration, we can leverage your funds 20:1 to make 0% loans in your community.  

Initial goal is to raise $x 

Long term systemic change to address long term systemic financial racism 

Exposing community to BIPOC led organizations that didn’t know exist…. 

Allows BIPOC led orgs to get access to government contracts….never could do this before since they couldn’t get bridge financing.  This is a growth opportunity for BIPOC orgs. 

Loan Product

  • Loans range from $50 -$150,000 

  • 0% interest

  • Indefinite, revolving fund 

  • Unsecured 

  • Identified source of repayment


  • Fund is unsustainable at 0% 

  • Funds can keep recycling 

  • Grant funding of loan capital 

  • 100% repayment will help recycle the funds 

  • Fund recycle with a 30% forgivable loan


  • Social determination of health 

  • Connect communities to government programs 

  • Half of the funding will go to under-represented  geographies

What's Out

  • Organizations with $5-10mm budgets 

  • Must have an identified takeout source 

  • Not a direct purchase of acquisition 


  • Partnership with funders, government, anchor organizations 

  • For the fund to your community, you have to agree $x for 3 years and use your marketing  


  • We can add more here if you'd like

About Us






American Nonprofits was formed by a group of nonprofit sector leaders to serve as a platform to address issues of finance, credit, strategy and accountability. As a membership organization that welcomes both nonprofit organizations and individuals, we occupy the intersection of finance and strategy. We are a platform through which members can convene local and national discussions, initiate solutions, and collectively improve nonprofit finance.



LENDonate is an open, online lending platform that unites qualified nonprofits with lenders, including financial institutions, philanthropic organizations and accredited investors, for efficient funding of high quality, affordable nonprofit loans. Our platform enables nonprofits to secure financing from previously untapped sources, receiving attractive loan rates and donations. It helps investors discover mission driven nonprofit organizations seeking a loan to finance projects, boost strategic nonprofit working capital or bridge a gap between a fundraising event or expected grant. We are headquartered in San Francisco Bay Area.




Mission Driven Finance is an impact investment firm dedicated to building a financial system that ensures good businesses have access to sufficient, affordable capital. Built from the ground up with a single purpose—to make it easy to invest in your community—all our funds and structured products are designed to close financial gaps that will close opportunity gaps. We work with local and national investors to help them create the impact they want and work with businesses and community partners to help them get the capital they need. Co-founded and co-owned by a woman of color, Mission Driven Finance was launched in 2016 in San Diego, CA and is a Certified B Corporation. 

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Learn More

Not sure what you want to put here - email address and phone? 

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